My full time studio job is going to pay me and others for a while, as long as we can work from home or in real small groups. Who knows how long this could last...probably not for long. Other than this, I have multiple sources of income. Church/Choir gigs are all affected of course. That's about $1200 to $1500 a month right there. The biggest unofficial pocket of money is my transcription service. I've been doing this for the Persian, Arab, Indian...etc...etc... community for a while now. There are hardly any publishing activities in these countries. Persians and Arabs in particular have this huge interest in their own folk and pop songs. There are no sheet music available for that community. For the most part, their song have been recorded without sheet music, so even the person who produced the album doesn't have anything for his/her own songs. Not even a lead sheet! It was just something I did long time ago, but then it turned into a pretty solid part time gig over time. Sometimes I get some terribly obscure recordings to transcribe. For those I quote a ridiculous price and hope that will discourage them from pursuing the deal. Some go for it, so I get stuck with that recording for 20 to 30 minutes but can't complain. I thought this gig would slow down too, but for some reasons I'm getting more orders now. Maybe people are staying home now and want to play more music? All I need is a laptop and Sibelius, so it's all profit. I also do arrangements and offer a range of other music services, but writing scores for existing ethnic songs is the easiest and most convenient music hack.
Being a flexible musician is the key I guess.