lrossmusic Posted June 21, 2005 Share Posted June 21, 2005 Anybody ever delt with these folks. http://www.ingdirect.com A recent TV ad promotes their current savings account interest rate at 3% with no fees or minimums.. My bank (PNC) offers a measly .25% plus fees below a $300 minimum. I did read a few bad reviews from a handful of customers who'd experienced withdrawal delays, persistent technical problems, poor customer service and the like but I was wondering if anyone here had any first hand reports. Most of the reviews are positive though. http://www.epinions.com/ING_Direct/display_~reviews/sec_~opinion_list/pp_~1/pa_~1#list Link to comment Share on other sites More sharing options...
doug osborne Posted June 21, 2005 Share Posted June 21, 2005 Yes, the real deal. A big bank with a track record and relatively high interest rates. Great substitute for short-term CDs, Money Markets, local bank savings accounts, etc. Customer service is about like your cable company or phone company :-( Doug Osborne Music on Bandcamp Link to comment Share on other sites More sharing options...
mattzen Posted June 21, 2005 Share Posted June 21, 2005 this is a great place to save money. i highly recommend it. it also has an auto deposit feature that helps you put away x amount every month if you like. another benefit to help you to save is that if you need the money it might take a day or two to transfer back over to your regular account. sometimes help to stave off impulses to draw on the money. anyways, a great cost effective, and simple way to save. Link to comment Share on other sites More sharing options...
lrossmusic Posted June 22, 2005 Author Share Posted June 22, 2005 Thanks Doug and Mattzen. I really need to do better than my present situation. ($1000 in the bank for a year only earns $2.50) Link to comment Share on other sites More sharing options...
Slowly Posted June 22, 2005 Share Posted June 22, 2005 Capital One is paying 3.15. Slowly "Let It Be!" Link to comment Share on other sites More sharing options...
DC Posted June 22, 2005 Share Posted June 22, 2005 I hate banks and switched all my accounts to my Credit Union years ago. They have a $10.00 minimum deposit in accounts and give great interest depending on the prime rate. Savings much better than checking naturally. Banks just nickel and dime you to death. -David http://www.garageband.com/artist/MichaelangelosMuse Link to comment Share on other sites More sharing options...
MikeT156 Posted June 22, 2005 Share Posted June 22, 2005 The only safe bank is a piggy bank. For a potentially good return, invest in real estate. Banks are in the business of MAKING money, not handing it out, unless it's already yours. Mike T. Yamaha Motif ES8, Alesis Ion, Prophet 5 Rev 3.2, 1979 Rhodes Mark 1 Suitcase 73 Piano, Arp Odyssey Md III, Roland R-70 Drum Machine, Digitech Vocalist Live Pro. Roland Boss Chorus Ensemble CE-1. Link to comment Share on other sites More sharing options...
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