Hi John,
Im not an acoustician by any means, but it will depend on alot of factors...such as who your 'neibors are' what city codes say, and how much weight this second story can handle.
Also STC is more concerned with speech range of audio, i think what you need is Transmission Loss or TL
really, the best thing you can do is hire an acoustician and go to
http://www.johnlsayers.com/phpBB2/index.php this is all they discuss there.. bear with them, they get lots of questions and may tell you alot ot things you dont want to hear
good luck and congratulations