We all know the importance of insuring our gear, but what about liability insurance? What if somebody trips over a cord, or a speaker falls on their head? You know you'll get sued, along with the venue, promoter, agent, and everybody else. The scary thing is the band may not be incorporated or whatever. Everybody in the band are buddies playing music on the weekend. You might be personally exposed to liability if something bad were to happen.
What do you do (if anything) to protect yourself?